We know who is likely to say yes.
Before you apply.
Bank accounts, licensing and payment processing for high-risk businesses.
Crypto, iGaming, forex and adult businesses get told no by default. We pre-vet your case against real institutions and give you a written verdict, so your name only goes on an application that is expected to pass.
Confidential · A written answer within 48 hours · No obligation
- 87%
- approval rate across high-risk sectors
- 300+
- businesses banked since 2018
- 50+
- banking & EMI partners
- 2-3 wks
- typical, inquiry to live account
You are probably here because something just went wrong
Your account was frozen and your funds are being held
Banking & EMI
Stripe, PayPal or your PSP just terminated you
Payment processing
You received an offboarding notice and the clock is running
Banking & EMI
You were placed on the MATCH (TMF) list
Payment processing
You have been rejected by bank after bank
Banking & EMI
You are launching in a high-risk vertical and know banks will say no
Licensing
73% of the businesses we bank come to us after multiple rejections. You are not the exception. You are who this was built for.
Here is why that keeps happeningIt is not you. It is the policy.
Banks do not read your file and decide you are a risk. Most never read it at all. Your industry code triggers a de-risking policy written years before you applied, and the rejection letter is printed before your business plan is opened.
That is a policy problem, not a verdict on your business. And policy problems have a structure: some institutions have risk appetite for your exact profile, most do not, and the entire game is knowing which is which before your name enters the system.
The BMC Pre-Approval Method
Five steps, in order. No application carries your name until step two returns a verdict. This is the entire sequence, written out.
Map
We profile your business the way an underwriter will: sector, structure, volumes, jurisdiction, and the risk flags that decide files before anyone reads them.
Pre-Vet
We check your profile against real institutions, informally, before your name is on any form. You get a verdict: a yes, a not-yet with the reason, or an honest no.
Position
We build the compliance pack and jurisdiction story so the application answers the questions a compliance team asks before they ask them.
Place
You are introduced as a referred, pre-qualified file with a direct line to the compliance officer. Not a cold submission from an unknown applicant.
Live
Account open, processing running, and a documented backup route in place, so a single offboarding never stops the whole operation again.
Where would you land?
Three questions, no typing, nothing stored. An honest directional read, before you talk to anyone.
Which industry are you in?
Every claim, next to its evidence
The claim: we pre-vet before you apply
Every consultancy says it has a network. The difference is whether the network gets asked about your file before or after your name is on an application. Ours gets asked before. That is the whole method, and it is why the approval rate holds.
Why no client names? Because discretion is the product. Nobody will ever know you needed us either.
Case file · anonymized
- Vertical
- iGaming operator, Anjouan licence
- Situation
- Corporate account closed when the bank exited gambling
- Route
- Pre-vetted gambling-aware EMI, plus private UBO accounts in the Alps
- Timeline
- Company and owners banked in 35 days
- Outcome
- Operating banking restored; owners banked apart from operating risk
2-3 weeks
typical with a pre-vetted route, because the file arrives expected
3-6 months
typical applying cold, if it lands at all
We are at every major industry expo. In person, since 2018
Seven years of walking the same conference floors as our clients, in person, every year since 2018. If you are attending, so are we.
London · Frankfurt · Istanbul · Dubai · Singapore · Victoria · Sydney
Frequently Asked Questions
Do you guarantee approval?
No. Anyone who guarantees an underwriting outcome is not being straight with you. Our 87% approval rate comes from only taking cases we believe are placeable, and telling you honestly when yours is not.
What does it cost?
Engagements start from 1,500 EUR plus the institution’s own onboarding fees. The exact scope is quoted in writing after the free check, before you commit to anything.
Do you charge me if the answer is no?
No. The pre-approval check is free. If our read is that we cannot place you, you get that answer in writing, at no cost, within 48 hours.
How fast is it, really?
Two to three weeks from inquiry to a live account is typical, against three to six months applying cold. MATCH-listed cases and some licensing routes take longer, and we say so up front.
I am on the MATCH list. Is it even worth talking?
Yes, with honesty required. Nobody can remove you from MATCH for a fee, and anyone promising that is lying. What exists is a narrower set of acquirers and a sequencing strategy. The check tells you which applies to you.
Get Started with BankMyCapital
The check is free. The answer is honest. The clock is 48 hours. The only thing you risk by asking is finding out.
You tell us your situation in a line or two.
A person reads it the same day. Not a bot.
You get a written answer within 48 hours, under NDA.
Free pre-approval check
Tell us where it hurts. A written read on your options in 48 hours.