About BankMyCapital
A boutique built for businesses the banking system rejects
Since 2018 we have advised operators in crypto, iGaming, forex and adult on banking, licensing and payments. We do one thing, for one kind of client, and we do it under NDA. This page explains how we work, and why we keep our own names off it.
The label is the problem. Not your business.
A bank looks at a crypto exchange, a licensed casino, a regulated brokerage or an adult platform and applies a default setting. High-risk. The account is declined, frozen or offboarded before anyone reads the file. Most operators experience this as a verdict on their company. It is not. It is a policy that treats an entire sector as a category, regardless of how cleanly the individual business runs.
Traditional banks call your business high-risk. We call it your business. We have spent years inside the compliance conversations these institutions actually have, and we know the difference between a company that cannot be banked and a company that has simply been presented badly to the wrong institution. The second case is the common one. It is the one we fix.
BankMyCapital was founded in 2018 to stand on the operator’s side of that table. We exist to get high-risk businesses bank accounts. Everything else, the licensing, the payment processing, the crypto fiat rails, serves that one job. We are not a bank and we do not pretend neutrality.
Three commitments that set the frameThree commitments that set the frame
Pre-approval over introductions
Most consultancies sell a contact list. We sell a verdict. Before your name appears on any application, we identify the institution that fits your sector and jurisdiction, then validate informally that it will consider you. You learn your answer before you spend a banking relationship finding out.
Radical transparency in an opaque niche
Our pricing floor is published. Our method is named, not mysterious. And we will tell you when the answer is no, or not yet, and what would have to change first. In a niche built on vague promises, plain speech is the differentiator we trust most.
Boutique discretion, one team, the whole spine
Formation, licensing, banking and payment processing handled by one senior collective rather than passed between desks. We take a limited number of placements so each file gets the attention a rejection-sensitive case requires.
Evidence over adjectives
We do not publish a wall of five-star reviews, because in this niche they read as a warning. These are the figures we stand behind, with the caveats that make them honest.
- 87%
- of the cases we take on are approved, because we do not take on the ones that are not yet bankable
- 300+
- businesses placed with regulated institutions since 2018
- 50+
- banking and EMI partners across the EU and offshore, named to clients under NDA
- 2-3 wks
- typical, from assessment to an active account for a well-prepared file
- 73%
- of the businesses we bank arrive after multiple rejections elsewhere
The team you will not read about
Our principals do not publish their names. That is deliberate. They are senior operators with years inside payments and compliance, deals closed across the EU and offshore, and direct insight into how the institutions and their compliance teams decide these cases. We describe the track record, not the people, because anonymity is the same service our clients pay us for.
Discretion is the product. A consultancy that broadcasts its own roster is not the one a de-risked operator wants holding their file. Nobody will ever know you needed us either.
We work under NDA
Engagements begin with a confidentiality agreement. Partner banks and the specifics of your case are discussed only after that is in place. Discretion is not a feature we add. It is the condition we start from.
We do not publish client names
You will not find a logo wall on this site, and your business will never appear on one. The operators we place value being unseen, and we protect that the same way we protect our own. Case detail is shared only in anonymized, structured form.
Seven offices, one senior collective, since 2018
Seven years of walking the same conference floors as our clients, in person, every year since 2018.
Now you know how we work. Here is how to start.
You tell us your situation in a line or two.
A person reads it the same day. Not a bot.
You get a written answer within 48 hours, under NDA.
Free pre-approval check
Tell us where it hurts. A written read on your options in 48 hours.