Cookie Policy

1. What Are Cookies

Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work, to remember your preferences, and to provide information to the site owner. Similar technologies such as local storage and pixels serve comparable purposes; in this policy we refer to all of them as "cookies".

2. How We Use Cookies

We use a deliberately small number of cookies. Some are strictly necessary for the website to function and to remember your cookie choice. Others are analytics cookies that help us understand how the site is used so we can improve it. Analytics cookies load only after you have given your consent.

3. Categories of Cookies We Use

Strictly necessary

• Remembering your cookie consent choice so we do not ask you on every page (stored for up to 12 months).
• Basic site functionality and security. These cannot be switched off through our banner because the site would not work correctly without them.

Analytics and performance (consent required)

• Understanding which pages are visited, how visitors arrive, and how the site performs, in aggregate.
• These are set only after you select "Accept" on our cookie banner, and are not set if you decline.

4. Third-Party Analytics Cookies

When you accept analytics cookies, we load the following third-party tools. Each is governed by its provider’s own privacy policy:

• Google Analytics 4 (Google) — aggregate website measurement. IP handling follows Google’s current defaults. See Google’s privacy policy.
• Hotjar (Hotjar Ltd) — anonymised, aggregated behaviour and usage insight to help us improve the site. See Hotjar’s privacy policy.

We do not use advertising or cross-site tracking cookies, and we do not sell personal data.

5. Managing Your Preferences

You can change your choice at any time using the "Cookie settings" link in the footer of every page, which reopens the consent panel. You can also control or delete cookies through your browser settings; most browsers let you block or remove cookies, though some site features may then not work as intended.

6. Your Consent

Analytics cookies are set only on the basis of your consent. Declining leaves only the strictly necessary cookies in place. You can withdraw consent at any time via the "Cookie settings" link, after which analytics tools will not load on subsequent page views.

7. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in the tools we use or in applicable law. Changes take effect upon publication on this page.

8. Contact

For any questions about our use of cookies, contact us at info@bankmycapital.com. This Cookie Policy should be read together with our Privacy Policy.