Free tools
Work out the numbers before you apply
Free calculators for high-risk operators: what a crypto licence costs, what a rolling reserve traps, and how bankable you look right now. Every result is indicative and shown in full, with no email wall. When you want a real answer on your case, the free pre-approval check is one click away.
The calculators
Crypto Licence Cost & Timeline Calculator
MiCA CASP, legacy VASP, or offshore. Pick a jurisdiction and activity class to see the year-1 cost band, the capital floor, the timeline, and the main cost drivers.
Open the calculatorRolling Reserve Calculator
Enter your volume, MDR, reserve percentage and hold period to see the cash a reserve traps, the annual cost of that trapped capital, and your effective all-in rate.
Open the calculatorBankability Score
A quick self-assessment that scores how bankable your business looks today, with an honest read and the prioritised moves that improve your approval odds.
Score my businessEvery tool is indicative only and shown in full with no email wall. BankMyCapital is not a bank or a PSP; figures are public 2026 estimates for guidance, not a quote or a promise of approval.
The calculators give you the shape. Your case has specifics.
Free pre-approval check
Tell us where it hurts. A written read on your options in 48 hours.