BankMyCapital
01Free pre-approval check

Free Pre-Approval Check for High-Risk Businesses

Five short questions on banking, licensing, or payment processing. No typing, no account, nothing stored. An honest directional read before you apply anywhere, or talk to anyone.

FREE48HNDANo obligation at any point
Question 1 of 5

Question 1 of 5

Which industry are you in?

02How the check works

No theatre, three steps

01

You answer five short questions

Industry, what you need first, your situation, your volume, and where you are incorporated. Clicks only, nothing typed, nothing stored.

02

We match your profile against real institutions

The read reflects placement patterns since 2018, not a generic checklist. It names the route most likely to fit your case.

03

You decide whether to take the full written check

The directional read is free and immediate. If you want specifics, a principal reviews your case under NDA and answers within 48 hours.

03Straight answers

Including the ones that cost us leads

Do you guarantee approval?+

No. Nobody legitimate can guarantee a bank or EMI approval before underwriting sees your actual file. What we can do is tell you, honestly and in writing, who is likely to say yes based on patterns we have seen since 2018, and what would have to change if the answer is no. Anyone promising a guaranteed approval is not being straight with you.

Is the pre-approval check actually free?+

Yes. The directional read on this page costs nothing and asks for nothing beyond five clicks. The full written check that follows, if you want it, is also free of charge. Our fees only begin if you engage us to run a placement, and that pricing floor starts from 1,500 EUR plus an EMI onboarding fee, quoted once we know your case.

What if my case is genuinely difficult, like being on the MATCH list?+

We say so. MATCH-listed files, repeated rejections, and frozen accounts are harder, and we will not pretend otherwise in the read or the written check. What usually exists is a narrower set of institutions and a longer timeline, not a dead end. If a case truly cannot be placed yet, you get that reason in writing rather than silence.

04What happens if you go further

Three steps, no theatre.

01

You tell us your situation in a line or two.

02

A person reads it the same day. Not a bot.

03

You get a written answer within 48 hours, under NDA.