How We Help
Banking, Licensing & Payment Services for High-Risk Businesses
We tell you who is likely to say yes before you apply, then we take you from license to a banked, redundant payment setup that holds under review. One senior team, four practices, no other consultancy leads with the verdict first.
One flagship service. Three that make it possible.
The services around the account
Payment Processing
We advise on processing built with redundancy: a primary and a backup acquirer, sane reserve terms, so one offboarding slows you down instead of stopping you.
ExploreLicensing
We advise on the licenses that make banking and processing possible: MGA, EMI, VASP, forex and adjacent regimes, sequenced so banking follows, not fights, the license.
ExploreCrypto & Digital
We advise digital-asset businesses on fiat on and off-ramps, VASP structuring, and banking that does not close the moment it sees crypto in the flow.
ExploreA bank account and an EMI solve different problems. Here is the honest version.
Most consultancies sell whichever one they have a partner for. We advise on which one your volume, timeline, and risk profile actually need, often both.
| Traditional bank | EMI | |
|---|---|---|
| Speed to open | 4-10 weeks, more with a high-risk MCC | 1-3 weeks, built for fast onboarding |
| Permanence | Durable once approved; harder to get, harder to lose | Faster in, but reviews its book more often |
| Settlement rails | Full SWIFT/SEPA, correspondent reach | SEPA-first; some add card acquiring, not all |
| Volume tolerance | High ceilings once trusted | Ceilings vary by provider; check before you scale into one |
| High-risk appetite | Rare, and specific to a handful of institutions | More providers accept your MCC, at a price |
| Best for | Businesses with a clean file and time to place it right | Urgent placement, redundancy, or a bridge while banking is built |
BankMyCapital vs. a generalist corporate services firm
| BankMyCapital | A generalist | |
|---|---|---|
| When you learn who says yes | Before you apply, in writing | After you apply, by rejection |
| Vertical fluency | Crypto, iGaming, forex, adult, since 2018 | Generic corporate services, high-risk as an afterthought |
| Redundancy | Built in: backup bank or acquirer from the start | Single point of failure, discovered at the worst time |
| What happens after approval | We stay in the relationship through review | Introduction ends at signature |
| The honest no | We tell you when the answer is no, in writing, free | Takes the fee, files the application anyway |
The honesty runs both directions
We do not guarantee approval. Anyone who does is not being straight with you.
We do not remove anyone from the MATCH list for a fee, and we do not work with anyone who claims to.
We do not misrepresent your MCC to an acquirer. It is what gets accounts closed for good.
We do not sell shelf companies with nominee-director smoke. If a structure is fake, it fails the first real review.
Built for the businesses the system calls high-risk
Each vertical carries its own acquirer dropoffs, license regimes, and reserve terms. We advise on the version of the problem you actually have.
iGaming & betting
Casinos, sportsbooks, and platforms under MGA, Curaçao, Anjouan and adjacent licenses.
See the verticalAdult & dating
Content platforms and high-chargeback merchants the banks keep dropping.
See the verticalCrypto & Web3
Exchanges, VASPs, on/off-ramps, custody, and token issuers.
See the verticalForex & trading
Brokers and prop firms needing settlement banking and acquiring that holds.
See the verticalWe tell you who is likely to say yes. Before you apply.
You tell us your situation in a line or two.
A person reads it the same day. Not a bot.
You get a written answer within 48 hours, under NDA.
Free pre-approval check
Tell us where it hurts. A written read on your options in 48 hours.