BankMyCapital (BMC Strategic Inc.) is a specialized B2B consultancy that helps businesses in high-risk industries access the financial infrastructure they need to operate — including business bank accounts, payment processing solutions, EMI/PSP connections, and licensing support. We work as introducers and advisors, connecting clients with regulated financial institutions and guiding them through the compliance process from start to finish.
We specialize in industries that traditional banks routinely decline, including online gambling and iGaming, cryptocurrency exchanges and brokers, forex and CFD trading, adult entertainment, nutraceuticals, and high-volume e-commerce. If your business has been turned away by mainstream banks or payment processors, we can help.
The “high-risk” label is a classification used by banks and payment processors to describe businesses with elevated chargeback potential, regulatory complexity, or AML/fraud exposure. It doesn’t mean your business is illegal or unviable. It simply means standard banking channels won’t service you, and you need a partner with the right institutional relationships and compliance expertise to open the right doors.
No reputable consultancy can guarantee approval — and anyone who does should raise immediate red flags. What we can guarantee is an honest assessment of your situation, proper preparation of your application, and introductions to the most suitable institutions for your specific business profile, jurisdiction, and risk category. Our track record and relationships significantly improve your odds of success.
We help clients secure corporate bank accounts (including traditional banks and neobanks/EMIs), merchant accounts and payment gateways, multi-currency IBAN accounts, high-risk payment processing, card acquiring solutions, and crypto-friendly banking. We also advise on the right combination of solutions depending on your business model and transaction volumes.
Not necessarily, but jurisdiction matters enormously. Regulators and banks look closely at where your company is incorporated, whether you have local substance (directors, offices, compliance infrastructure), and whether you hold relevant licenses. We advise clients on optimal corporate structuring — including EU jurisdictions like Cyprus, Malta, Lithuania, and others — based on their industry, target markets, and banking objectives.
Timelines vary by institution and business type. EMI/neobank accounts can be opened in as little as 5–15 business days once all documentation is in order. Traditional bank accounts for high-risk businesses typically require 4–8 weeks due to enhanced due diligence. Licensing processes take considerably longer and are jurisdiction-dependent. We give clients a realistic timeline upfront so there are no surprises.
Standard due diligence documentation typically includes corporate registration documents and ownership structure, KYC/AML documentation for all beneficial owners, a detailed business plan and description of services, recent financial statements or projections, a website and terms of service, and any existing licenses or regulatory authorizations. We prepare clients fully for the documentation process and help identify and resolve any gaps before submission.
No. We work with clients globally, though we have particular depth in EU-regulated environments given the sophistication of the EMI/PSP ecosystem there. We regularly assist businesses incorporated in the US, UK, offshore jurisdictions, Asia, and elsewhere who need EU banking access or international payment infrastructure.
An Electronic Money Institution (EMI) is a regulated financial entity licensed to issue e-money, hold funds, and facilitate payments — but not to engage in lending or fractional banking. For high-risk businesses, EMIs are often the most practical entry point: they have more flexible onboarding, faster turnaround, and are built to handle complex business models. They’re FCA, Bank of Lithuania, or other EU regulator-supervised, making them a legitimate and stable banking alternative.
We provide licensing guidance and support as part of our broader consultancy. This includes advising on the most appropriate license for your business (iGaming, PSP, EMI, forex/FX, crypto), jurisdiction selection, and connecting you with licensed legal partners who handle the formal application process. We do not act as licensed lawyers but work alongside qualified legal counsel.
Our fees depend on the scope and complexity of the engagement — the type of financial solution required, jurisdictions involved, and urgency of the project. We offer an initial consultation to assess your situation and provide a clear proposal before any commitment. We believe in transparent pricing with no hidden fees.
We operate exclusively in the high-risk financial services space — it’s not a side offering for us, it’s all we do. That focus means deeper institutional relationships, more current market knowledge, and a far more realistic picture of what’s achievable for your business. We also take a compliance-first approach, ensuring that the solutions we connect you with are built to last, not just to pass initial onboarding.
Absolutely. All client information is treated with strict confidentiality. We do not share your business details, corporate documents, or financial information with any third party without your explicit consent, except where required as part of a formal application process with your prior knowledge and approval.
The first step is a free initial consultation where we assess your business, discuss your needs, and give you an honest overview of your options. You can reach us through the contact form on this website or by emailing us directly. We typically respond within one business day.
BankMyCapital operates from six global offices:
Our global presence allows us to serve clients across multiple time zones and regulatory jurisdictions, with on-the-ground knowledge of local banking and compliance environments.
